Protect Your Business With A Strategic Partner In Claim Recovery.
When disaster strikes your commercial property, navigating the insurance claims process can feel like a second crisis. Fulcrum Claims Consulting’s public adjusting services are designed to alleviate the burden of proving the validity of your claim to a team of adept recovery professionals dedicated to securing an efficient and successful resolution.
With extensive experience and unrivaled industry acumen, our team meticulously assesses the extent of damage, ensuring an accurate and equitable payout based on the available insurance policy coverage for each claim we handle. We undertake a comprehensive analysis of every loss, determining the appropriate path toward proper indemnification with unwavering dedication.
What is a Public Adjuster?
A public adjuster serves as a licensed advocate for policyholders, expertly navigating the complexities of insurance claims to ensure fair and accurate claim indemnity. Public Adjusters specialize in assessing property damage, interpreting policy language, and negotiating with insurers, through meticulous evaluation of losses quantifying their full scope with precision. By leveraging in-depth industry knowledge and rigorous methodologies, public adjusters protect their clients’ financial interests, expediting recovery and securing the appropriate indemnification entitled under their policies.
Why Choose Fulcrum’s Commercial Public Adjusting Services?
Insurance companies are designed to streamline the claims process while often limiting coverage application as much as possible. Overcoming these established protocols requires a thorough grasp of the complexities involved in accurately assessing damage and establishing coverage. Fulcrum’s seasoned professionals are well versed in navigating the claims process, adapting to each distinct variable we encounter to deliver a meticulously tailored approach that aligns with our clients’ individual needs and objectives.
Our Comprehensive Process
Although each claim we handle receives an individually tailored approach based on the needs and desires of our clients, our overall process and standard of care is consistent for each and every claim we handle. Maintaining communication through each step of our process is pivotal to the success of a claim as our clients are the most integral part.
Step 1: Initial Claim Assessment and Policy Review
As a boutique firm, we heavily specialize in the types of claims we take on. It is imperative for the success of the claim that we are able to ensure the claim criteria not only fits our expertise, but that we it is viable for what is outlined in the applicable policy.
Step 2: Damage Documentation
Through our advanced certifications, knowledge, and understanding of industry-standard techniques, our team performs an in-depth damage assessment of every claim we handle. It is necessary for our team to have an intimate knowledge of exactly what damage is present and how the building materials have been impacted.
Step 3: Claim Packaging
Once the Fulcrum team has performed an in-depth analysis of the damage, the insuring agreement, and understands all of the information surrounding the claim, our team compiles the information into a detailed claims package providing the detailed evidence necessary to prove the validity of the claim and substantiate the burden of proof.
Step 4: Advocacy
Once our team has submitted a claim representation packet, we represent and substantiate our findings with the insurance provider’s chosen representatives to ensure they are addressing the claim requirements appropriately. This ensures that all necessary considerations are being addressed and that the appropriate scope of work is being represented.
Step 5: Indemnity
We remain your claim’s representative until the claim has been appropriately indemnified based on the loss. Due to the state of the claims process, indemnity may take various avenues to find a remedy. It is our duty of care to assist our clients in choosing the best path for them.
Who We Serve
- Condo Owners Associations
- Homeowner’s Associations
- Community Associations
- Apartment Complex Buildings
- Multi-Family Properties
- Real Estate Investment Trusts (REIT)
- Self-Managed Properties
- Multi-Unit Properties
- Hotels
- Office Complexes
- Warehouses & Manufacturing Facilities
- Hospitality & Restaurants
- And more